Supplying

Supplying puts your assets to work in a reserve. Borrowers pay interest to use that liquidity, and you receive it, compounding every second.

How it works

When you supply, the pool holds your tokens and your balance in the app starts growing at the current supply APY. There is no lockup and no term: withdraw any time, as long as the withdrawal doesn't push a position you're borrowing against below its limits.

Your effective rate moves with the market. More borrowing demand raises it; more competing supply lowers it. The supply drawer previews exactly what your deposit does to the rate before you sign.

Supply APY, precisely

The rate you see is the annualised yield with per-second compounding, net of the reserve factor (the treasury's share of borrow interest). What borrowers pay minus that slice is what suppliers earn, weighted by utilization:

supplyRate = borrowRate × utilization × (1 − reserveFactor)

Supplying ETH

ETH is supplied through a gateway contract that wraps it for the pool, so it takes a single transaction and no approval. The app keeps a small ETH balance behind when you press Max so you can still pay for gas.

Withdrawing

Withdraw from the dashboard or the reserve page. If the asset is enabled as collateral and you have open borrows, the max withdrawal is capped at what keeps your position healthy; the drawer tells you the exact number and why.

Risks to understand

Supplied assets not used as collateral cannot be liquidated. The relevant risk is liquidity: if a reserve is heavily utilized, large withdrawals may need to wait for repayments or new supply. High rates in that state are the protocol's way of attracting both.